Citadel Private Client Insurance, home

A-414

Title
Liability & Umbrella
Scale
NTS
Rev.
2026.10

Insights

Liability & Umbrella

Personal umbrella and excess liability, uninsured motorist protection, nonprofit board service, and personal injury claims such as defamation.

Register 1 sheet

Start with the guide: The Umbrella Policy Gap: Why $1M in Liability Coverage Is Not Enough

  1. A-401.3The Umbrella Policy Gap: Why $1M in Liability Coverage Is Not EnoughLiability & Umbrella · A $1 million umbrella is a common default. For a household with significant assets and exposures, it is worth asking whether a default is the right answer.